Consumer Loans

White Earth Investment Initiative offers affordable consumer loans* for the purchase of cars, mobile homes and other consumer credit needs, including debt consolidation.

To get started, complete and submit our application form below, along with your last three pay stubs or other income verification. You can also make an appointment by calling 218-983-4020 or emailing Audra Tonihka.

Consumer Loan Application

Helpful Links

*All loans are subject to credit approval.

Consumer Loan Checklist

What You Need to Apply for a Personal Loan

To apply for a personal loan, here are the documents you’ll typically need to provide:

  • Identification – passport, driver’s license, state ID or Social Security card
  • Verification of address – utility bills, recent mail or copy of lease
  • Proof of past income – W-2 forms, pay stubs, bank statements or tax returns

You may also be asked for this information:

  • Social Security number
  • Monthly debt obligations (rent, student loans, etc.)
  • Gross income
  • Employer’s name, work address and phone number
  • Address, email, phone number
  • Previous addresses
  • Date of birth