Home Stretch

Home Stretch from White Earth Investment Initiative is an eight-hour workshop led by a HUD-certified housing counselor in Becker County and on the White Earth Reservation in Minnesota. It is perfect for individuals and families who want to begin taking steps toward homeownership and for those who are already actively pursuing purchasing a home. Home Stretch is often required for first-time homebuyers, but all homebuyers can benefit from the course.

 

In this workshop, you will learn about:

  1. Steps to Homeownership
  2. Managing Your Money
  3. Understanding Credit
  4. Preparing to Get a Mortgage Loan
  5. Looking for a New Home
  6. Making an Offer
  7. Closing on Your New Home
  8. Life as Homeowner


Home Stretch is fun and informal with:

Interactive discussions and exercises Get a wealth of information in an easy-to-understand manner.


Variety of perspectives
Learn from housing professionals working in your community, such as loan officers and real estate agents.

Handy manual Receive a comprehensive manual about the homebuying process and helpful post-purchase information on home maintenance and foreclosure prevention.

Free housing advice There will be opportunities for additional housing advice or homeownership counseling from a HUD-certified housing advisor after the workshop is over.

This group class is a great way to learn the broad and common aspects of the homeownership process. Completion of a homebuyer education course is generally required for homebuyers receiving down payment assistance.

After completing a homebuyer education class, attending a
one-on-one counseling session with a homeownership advisor can help you work on your individual budget and/or credit.

 

Registration & Schedule

Registration

You may register for a homebuyer education course by phone at 218-844-7029 or online. In special circumstances, we may be able to accommodate clients to complete education in a one-on-one session. If you need more information regarding the program, please email Sue Trnka or call 218-844-7029.

Class Schedule

Mar
20
Wed
Home Stretch: Mahnomen @ Shooting Star Casino
Mar 20 @ 9:00 am – 5:00 pm

Participants must attend the entire 8-hour session to receive a Home Stretch completion certificate.

Home Stretch covers the following topics:

  • Welcome to Home Stretch
  • Becoming a Homeowner
  • Money Management
  • Credit
  • Mortgage Loan
  • Real Estate 101
  • Loan Closing
  • Life as a Homeowner
  • Wrap Up / Evaluation

All participants will receive a Home Stretch manual and other helpful resources. Coffee, water, and lunch will be provided.

A registration fee of $25 per household will be collected at the beginning of the class. Scholarships are available.

Register by calling Sue Trnka at 218-844-7029 or online by clicking HERE.

 

 

Classroom education in other geographic areas is provided by members of the Minnesota Homeownership Center, a statewide nonprofit homebuyer education and housing advising network. For more information, contact 1-866-464-6466 or go to www.hocmn.org.