Home Stretch

Home Stretch from White Earth Investment Initiative is an eight-hour workshop led by a HUD-certified housing counselor in Becker, Mahnomen, and Otter Tail Counties of Minnesota. It is perfect for individuals and families who want to begin taking steps toward homeownership and for those who are already actively pursuing purchasing a home. Home Stretch is often required for first-time homebuyers, but all homebuyers can benefit from the course.

 

In this workshop, you will learn about:

  1. Budgeting
  2. Steps to Homeownership
  3. Importance of Good Credit
  4. How to Improve Credit
  5. Calculating How Much Home You Can Afford
  6. Down-payment Assistance Opportunities
  7. Loan Products
  8. Purchasing and Closing Documents


Home Stretch is fun and informal with:

Interactive discussions and exercises Get a wealth of information in an easy-to-understand manner.


Variety of perspectives
Learn from housing professionals working in your community, such as loan officers and real estate agents.

Handy manual Receive a comprehensive manual about the home-buying process and helpful post-purchase information on home maintenance and foreclosure prevention.

Free housing advice There will be opportunities for additional housing advice or homeownership counseling from a HUD-certified housing advisor after the workshop is over.

This group class is a great way to learn the broad and common aspects of the homeownership process, but a
one-on-one counseling session may be more beneficial to help you work on your individual budget and/or credit.

 

Registration & Schedule

Registration

You may register for a homebuyer education course by phone at 218-844-7029 or online. In special circumstances, we may be able to accommodate clients to complete education in a one-on-one session. If you need more information regarding the program, please email Sue Trnka or call 218-844-7029.

Class Schedule

Dec
5
Mon
Home Stretch Session 1: Detroit Lakes @ MState Room E104
Dec 5 @ 3:00 pm – 7:00 pm

This Home Stretch course will be delivered in two sessions.

Participants must attend both sessions to receive a Home Stretch completion certificate.

Session 1 – December 5, 2022

  • Welcome to Home Stretch
  • Becoming a Homeowner
  • Money Management
  • Credit
  • Mortgage Loan

Session 2 – December 8, 2022

  • Real Estate 101
  • Loan Closing
  • Life as a Homeowner
  • Wrap Up / Evaluation

All participants will receive a Home Stretch manual and other helpful resources. Snacks and beverages will be provided.

A registration fee of $25 per household will be collected at Session 1 and covers attendance at both sessions.

Register by calling Sue Trnka at 218-844-7029 or online by clicking HERE.

 

Dec
8
Thu
Home Stretch Session 2: Detroit Lakes @ MState Room E104
Dec 8 @ 3:00 pm – 7:00 pm

*You must attend Session 1 on December 5 in order to participate in this class.

Participants must attend both sessions to receive a Home Stretch completion certificate.

Session 1 – December 5, 2022

  • Welcome to Home Stretch
  • Becoming a Homeowner
  • Money Management
  • Credit
  • Mortgage Loan

Session 2 – December 8, 2022

  • Real Estate 101
  • Loan Closing
  • Life as a Homeowner
  • Wrap Up / Evaluation

All participants will receive a Home Stretch manual and other helpful resources. Snacks and beverages will be provided.

A registration fee of $25 per household will be collected at Session 1 and covers attendance at both sessions.

Register by calling Sue Trnka at 218-844-7029 or online by clicking HERE.

 

Jan
10
Tue
Home Stretch Session 1: Detroit Lakes @ MState Room E104
Jan 10 @ 3:00 pm – 7:00 pm

This Home Stretch course will be delivered in two sessions.

Participants must attend both sessions to receive a Home Stretch completion certificate.

Session 1 – January 10, 2023

  • Welcome to Home Stretch
  • Becoming a Homeowner
  • Money Management
  • Credit
  • Mortgage Loan

Session 2 – January 17, 2023

  • Real Estate 101
  • Loan Closing
  • Life as a Homeowner
  • Wrap Up / Evaluation

All participants will receive a Home Stretch manual and other helpful resources. Snacks and beverages will be provided.

A registration fee of $25 per household will be collected at Session 1 and covers attendance at both sessions.

Register by calling Sue Trnka at 218-844-7029 or online by clicking HERE.

 

Jan
17
Tue
Home Stretch Session 2: Detroit Lakes @ MState Room E104
Jan 17 @ 3:00 pm – 7:00 pm

*You must attend Session 1 on January 10 in order to participate in this class.

Participants must attend both sessions to receive a Home Stretch completion certificate.

Session 1 – January 10, 2023

  • Welcome to Home Stretch
  • Becoming a Homeowner
  • Money Management
  • Credit
  • Mortgage Loan

Session 2 – January 17, 2023

  • Real Estate 101
  • Loan Closing
  • Life as a Homeowner
  • Wrap Up / Evaluation

All participants will receive a Home Stretch manual and other helpful resources. Snacks and beverages will be provided.

A registration fee of $25 per household will be collected at Session 1 and covers attendance at both sessions.

Register by calling Sue Trnka at 218-844-7029 or online by clicking HERE.

 

 

Classroom education in other geographic areas is provided by members of the Minnesota Homeownership Center, a statewide nonprofit homebuyer education and housing advising network. For more information, contact 1-866-462-6466, www.hocmn.org, or [email protected].