Home Stretch

Home Stretch from White Earth Investment Initiative is an eight-hour workshop led by a HUD-certified housing counselor in Becker, Mahnomen, and Otter Tail Counties of Minnesota. It is perfect for individuals and families who want to begin taking steps toward homeownership and for those who are already actively pursuing purchasing a home. Home Stretch is often required for first-time homebuyers, but all homebuyers can benefit from the course.

 

In this workshop, you will learn about:

  1. Budgeting
  2. Steps to Homeownership
  3. Importance of Good Credit
  4. How to Improve Credit
  5. Calculating How Much Home You Can Afford
  6. Down-payment Assistance Opportunities
  7. Loan Products
  8. Purchasing and Closing Documents


Home Stretch is fun and informal with:

Videos and games Get a wealth of information in an easy-to-understand manner.


Variety of perspectives
Learn from all kinds of housing professionals working in your community, such as home inspectors, loan officers and real estate agents.

Handy manual Receive a step-by-step outline of the home-buying process and helpful post-purchase information on home maintenance and foreclosure prevention.

Free housing advice There will be opportunities for additional housing advice from a certified housing advisor, after the workshop is over.

This group class is a great way to learn the broad and common aspects of the homeownership process, but a
one-on-one counseling session may be more beneficial to help you work on your individual budget and/or credit.

 

Registration & Schedule

Registration

You may register for a homebuyer education course by phone at 218-844-7029 or online. In special circumstances, we may be able to accommodate clients to complete education in a one-on-one session. If you need more information regarding the program, please email Sue Trnka or call 218-844-7029.

Class Schedule

Jul
11
Mon
Home Stretch Session 1: Detroit Lakes @ Boys & Girls Club of Detroit Lakes
Jul 11 @ 3:00 pm – 7:00 pm

This Home Stretch course will be delivered in two sessions.

Participants must attend both sessions to receive a Home Stretch completion certificate.

Session 1 – July 11, 2022

  • Welcome to Home Stretch
  • Becoming a Homeowner
  • Money Management
  • Credit
  • Mortgage Loan

Session 2 – July 18, 2022

  • Real Estate 101
  • Loan Closing
  • Life as a Homeowner
  • Wrap Up / Evaluation

All participants will receive a Home Stretch manual and other helpful resources. Snacks and beverages will be provided.

A registration fee of $25 per household will be collected at Session 1 and covers attendance at both sessions.

Register by calling Sue Trnka at 218-844-7029 or online by clicking HERE.

 

Jul
18
Mon
Home Stretch Session 2: Detroit Lakes @ Boys & Girls Club of Detroit Lakes
Jul 18 @ 3:00 pm – 7:00 pm

*You must attend Session 1 on July 11 in order to participate in this class.

Participants must attend both sessions to receive a Home Stretch completion certificate.

Session 1 – July 11, 2022

  • Welcome to Home Stretch
  • Becoming a Homeowner
  • Money Management
  • Credit
  • Mortgage Loan

Session 2 – July 18, 2022

  • Real Estate 101
  • Loan Closing
  • Life as a Homeowner
  • Wrap Up / Evaluation

All participants will receive a Home Stretch manual and other helpful resources. Snacks and beverages will be provided.

A registration fee of $25 per household will be collected at Session 1 and covers attendance at both sessions.

Register by calling Sue Trnka at 218-844-7029 or online by clicking HERE.

 

 

Classroom education in other geographic areas is provided by members of the Minnesota Homeownership Center, a statewide nonprofit homebuyer education and housing advising network. For more information, contact 1-866-462-6466, www.hocmn.org, or [email protected].